Your independent insurance agency specializing in providing cost effective Employee Benefit Programs.
We are here to help!
Baron & Associates, Inc., is an Independent Insurance Agency Specializing in providing cost effective Employee benefit Programs and providing the most current compliance guidance with exceptional customer service to both the Employer and their Employees. Concierge Services!
We work with highly rated insurance companies and a network of consummate professionals who care about you, your business, and the well-being of your employees.
We provide competitive Medical, Dental, Life, Vision, Disability, Voluntary and Worksite Insurance Plans for both the Employer Groups and Individuals, including Medicare, critical illness, and accident plans.
Easy Online Accessibility
We offer a free HR, Legal Services and Online training services website to all our commercial accounts. This website includes compliance certifications now required by some states. We offer online electronic enrollment to alleviate the paper applications.
Baron & Associates provides all clients with a Monthly and Quarterly informative newsletter to keep you in compliance.
Celebrating 30 years in business offering
- Health Insurance (HMO/PPO/POS)
- Fully-Insured and Self-Funded
- Tax-Preferred Solutions (HRA's, HSA's, FSA's)
- Wellness and Consumer Centric Programs
- Dental Benefits
- Vision Plans
- Life Insurance
- Short and Long Term Disability
- Voluntary Products
- Executive Benefits (Medical Plans, LTD)
- Section 125 Plans
- Employee Surveys
Products We Offer:
We offer a diverse range of services to individuals and to small and large businesses. We also service individuals with specialized needs. These services include employee benefits which include medical, dental, vision, short term disability, long term disability, and life. Medicare products and related financial services, as well as personal insurance.
You are the principal; we are your agent.
Our function is to buy for you, not sell to you.
However, it is the scope and level of our value-added services which distinguishes us from others and influences the sophisticated insurance buyer to select Baron & Associates, Inc. Some of our more significant value-added services, not normally provided by other insurance firms are:
- Assisting in meeting individual medical insurance needs
- Assisting and explaining Social Security/Medicare benefit requirements to employees reaching age 65
- Securing insurance protection for uninsurable individuals
- Employee benefit communication information and meetings
- Drafting plan documents
- Designing Flexible Spending Accounts (FSA) programs
- Reviewing and protecting claim experiences for the next policy year; preparing at least 90 days in advance fo rate adjustment date
- Researching current and pending benefit/tax legislation and reporting impact on benefit plans
- Advising key legislation activity
- Advising use of innovative tax preferred concepts
We are a locally owned firm in McHenry and have been in business for 20+ years.
We have grown tremendously over those years and can attribute this to the quality service, integrity, and value-added special skills. We consider the personal needs of each client and still maintain a very personal level of service and a small agency flavor. Personalized service is our business.
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Contact our office for a free evaluation of your employee benefit programs, individual insurance needs, Medicare options and HealthCare Reform questions.
